Key Advantages
What sets Photon apart from traditional credit scoring systems
Higher Accuracy
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Prediction accuracy compared to 78% industry average
Faster Processing
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Average processing time for comprehensive analysis
Risk Reduction
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Reduction in default rates for our clients
Market Coverage
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Countries where Photon is actively used
Photon vs Traditional Systems
See how Photon outperforms legacy credit scoring systems
Traditional Credit Scoring
- Limited to traditional financial data
- Excludes digital asset holders
- Static scoring models
- Higher false negative rates
- Slower processing times
Photon Credit Intelligence
- Comprehensive data analysis including digital assets
- Includes crypto and NFT portfolio analysis
- AI-powered adaptive learning models
- 23% higher approval rates
- Real-time processing in seconds
Trust & Security
Enterprise-grade security and compliance you can trust
Bank-Grade Security
Military-grade encryption and security protocols protect all data transmissions and storage.
- 256-bit encryption
- SOC 2 Type II certified
Privacy First
Your data privacy is paramount. We never store or share personal information without consent.
- GDPR compliant
- Zero-knowledge architecture
Regulatory Compliance
Full compliance with financial regulations and fair lending practices across all jurisdictions.
- FCRA compliant
- Fair lending certified