Transform Your Credit Decisions
Leverage AI-powered credit intelligence to reduce risk, increase approvals, and unlock new revenue streams with comprehensive digital asset analysis.
Enterprise Credit Intelligence
Advanced AI-powered solutions for modern financial institutions
Key Benefits
Unlock the power of comprehensive credit intelligence
Approve 23% more qualified borrowers by incorporating digital asset intelligence into your credit decisions.
- Comprehensive risk assessment
- Reduced false negatives
Lower default rates by 18% with AI-powered risk assessment that analyzes traditional and digital financial behavior.
- Early warning indicators
- Predictive analytics
Tap into the growing digital asset market and serve previously underbanked populations with confidence.
- New customer segments
- Competitive advantage
How It Works
Simple integration, powerful results
API Integration
Connect to our secure API with minimal development effort
Data Analysis
Our AI analyzes traditional credit data plus digital assets
Photon Score
Receive comprehensive credit scores with risk insights
Make Decisions
Use enhanced data to make better lending decisions
Use Cases
Enhance personal loan decisions with comprehensive financial profiles including digital assets.
- Unsecured personal loans
- Credit card approvals
- Line of credit decisions
Make more informed decisions on large loans by understanding complete financial pictures.
- Mortgage underwriting
- Auto loan approvals
- Refinancing decisions
Ready to Transform Your Credit Decisions?
Join leading financial institutions already using Photon to make smarter lending decisions.