About Photon
We're on a mission to democratize credit scoring and create a more inclusive financial system for everyone.
Our Story
How Photon was founded and our journey to transform credit scoring.
From Vision to Reality
Photon was founded in 2025 by leaders who saw a critical flaw: billions worldwide lack fair access to credit. Our founders fintech innovators, data scientists, and blockchain experts brought proven experience building and scaling ventures. United by purpose and combined expertise in consumer credit, digital assets, and global capital markets to create a new financial paradigm.
Our foundation rests on unmatched data science expertise. We’ve developed cutting-edge predictive models and financial analytics, harnessing alternative data and de-anonymization to uncover true financial potential. This blend of strategic insight and technical innovation positions Photon to succeed.
Guided by a future-focused vision, we anticipated a world where digital assets define value. Photon leads a credit scoring revolution, reshaping how financial worth is measured and managed.
The Photon Team
Meet the experienced team leading Photon's innovation in credit scoring.
W. Brian Maillian, MBA
Executive Chairman
A veteran executive and investor with decades of leadership experience across financial services and technology sectors.
Eduard Stefan
Chief Executive Officer
Entrepreneur and fintech leader with a track record of building and scaling innovative financial technology companies.
Kaveh Bastani, PhD
Chief AI Officer
Exceptional scientist and builder, pioneering applied innovation in data science, machine learning, and intelligent systems design.
George Popescu
Chief Technology Officer
Serial entrepreneur and technologist specializing in blockchain, AI, and financial infrastructure innovation.
Matheus Baeta
Chief Marketing Officer
A strategist and marketer with deep expertise in brand, digital, and growth for high-velocity industries.