Technology Overview
The Photon Engine is built on three core technological pillars
AI & Machine Learning
Advanced algorithms that analyze diverse data points and learn from outcomes to continuously improve.
- Neural networks trained on diverse financial datasets
- Continuous learning and model improvement
- Bias detection and mitigation systems
Digital Asset Intelligence
Comprehensive analysis of crypto, NFTs, and other digital assets to assess financial behavior.
- On-chain transaction analysis
- Digital asset portfolio evaluation
- Risk assessment of digital holdings
Photon Score
Our proprietary credit scoring system that combines traditional and digital asset factors.
- Comprehensive risk assessment
- Transparent scoring factors
- Actionable improvement recommendations
AI & Machine Learning
Our advanced AI models analyze thousands of data points to create a more accurate picture of creditworthiness.
Neural Networks
Deep learning models trained on diverse financial datasets
Pattern Recognition
Identifies financial behavior patterns that indicate creditworthiness
Continuous Learning
Models that improve over time based on outcomes and new data
Ethical AI
Built-in bias detection and mitigation to ensure fair outcomes