Why Choose Photon
Finally, a credit system that understands your digital wealth
Digital Assets Count
Your crypto holdings, NFTs, and DeFi positions are analyzed as part of your creditworthiness assessment.
- Portfolio analysis
- Transaction history
Better Credit Access
Access loans, credit cards, and mortgages that traditional systems might deny due to limited credit history.
- Higher approval rates
- Better interest rates
Privacy Protected
Your data is analyzed securely without compromising your privacy or requiring you to move your assets.
- Secure analysis
- No asset movement
How It Works
Simple steps to unlock your digital asset credit potential
01
Connect Wallets
Securely connect your crypto wallets and exchanges
02
Asset Analysis
Our AI analyzes your digital asset portfolio and history
03
Get Your Score
Receive your Photon Credit Score with detailed insights
04
Apply for Credit
Use your score to access loans and financial products
What We Analyze
Digital Asset Portfolio
- Cryptocurrency holdings and diversity
- NFT collections and valuations
- DeFi protocol participation
- Staking and yield farming activities
Financial Behavior
- Transaction patterns and frequency
- Portfolio management skills
- Risk management practices
- Long-term holding patterns